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Cheap one day car insurance

What is cheap one day insurance?

Car insurance can be expensive, but there are cheaper alternatives to help you save money. Cheap daily car insurance is the perfect way to get the cover you need, for the duration you want without having to spend more than you have to.

Unlike traditional insurance, a cheap one day car insurance policy is flexible to suit your specific situation. There are no long-term contracts, and no expensive renewals that bump up the price of your next policy. Cheap daily insurance is just that – affordable cover for just the time you need.

There are many everyday situations where one day car insurance is the right insurance choice, but it can be especially helpful for drivers who find traditional insurance more expensive.

Young and new drivers are often penalised by traditional insurers for their lack of experience. One day insurance is an ideal way to avoid those expensive policies when you’re borrowing a car or just driving occasionally.

Because of the temporary nature of the policy, it’s perfect for those drivers in changing circumstances. Student drivers looking to use their parent’s car during the holidays or share the drive with friends can find cheap one day car insurance quotes with Tempcover.

It can also help you save money if you’re test-driving a new vehicle, buying and driving away a new car, are moving house, or need quick and easy cover in an emergency.

But don’t worry if you need cover for longer. You can find cheap temporary insurance for the period you need from just one hour, to a few weeks, up to one month. Simply tell us how long you need cover for, and we’ll search our panel of insurers to find you the cheapest policy available

How can I get cheap one day car insurance and keep costs to a minimum?

Getting cheap one day car insurance quotes is a lot easier than you might expect. Because the policy lasts just one day, in almost all circumstances it’s going to be your cheapest insurance option, but there are ways to ensure you’re getting the cheapest one day car insurance.

Choose a cheap car to insure. The car you choose to insure will have a big impact on the price of your policy. As you’d expect, big, expensive sports cars that would cost a lot to repair or replace are going to increase the cost of cover considerably, whereas smaller, cheaper vehicles are much more cost-effective.

If you have a choice on which car you use, always check which insurance group the car is in as this will affect the price.

Choose the right type of policy. Just like a bigger car will cost more to insure, a big, long 12-month insurance policy is going to cost you far more than a policy that lasts for a day or two. If you only need cover for a day or a weekend, getting temporary insurance for just that duration will help you get the cheapest insurance possible.

Don’t pay for additional cover. If cost is the most important thing for you, make sure you’re only paying for exactly what you need. While they can add additional value and come in handy, from a price perspective, unnecessary add-ons can quickly increase your costs.

With one day insurance from Tempcover, we leave that to others. We provide just the insurance you need with the additional cost. Don’t worry though, you won’t lose out on cover. All daily car insurance policies come with fully comprehensive cover as standard.

Other factors that will impact the cost of your insurance. Nearly every detail you enter when applying for cheap one day car insurance quotes will impact how much you pay for insurance. To help you find the cheapest prices for your car insurance, here are some quick and easy tips:

  • Build up your No Claims Discount (NCD)
  • Choose policies (like one day car insurance) that won’t impact your NCD
  • Avoid car modifications – stick to the recommended specifications
  • Increase your car’s security and avoid risky parking locations
  • Avoid penalty points and criminal offences
  • Increase your voluntary excess

What does cheap one day insurance cover?

Just because your daily car insurance is cheap, doesn’t mean you’re getting less cover than traditional insurance. Our fully comprehensive policies ensure that should the worst happen, you’re properly covered.

What’s covered with cheap one day car insurance

What’s not covered with cheap one day car insurance

Fully comprehensive insurance on all 1 day insurance policiesThe excess you agreed to pay
Accidental and malicious damage to your carRelease from an impound (unless you buy a specific temporary impounded vehicle policy)
Accidental and malicious damage to your carAdditional drivers – we can only cover the driver named on the policy
Legal liabilities for injury or damage to another person or their property
Driving in the UK, and in some instances driving in the EU

To find the cheapest one day insurance, we work with a panel of insurers. This means we’re able to provide a range of cover, find you the best possible prices, and cover as many drivers as possible.

Because of this, full details of cover may differ depending on the insurer. Please double-check the policy wording before purchasing to confirm what is specifically covered in your policy.

Can I get cheap one day car insurance quote?

Finding cheap one day car insurance quotes is quick and easy with Tempcover and we’re confident you can get a quote if you meet the following eligibility criteria.

To get cheap one day car insurance, you must

To get cheap one day car insurance, your car must

Be aged 17-78 years oldBe valued between £1,500 and £65,000
Hold a UK or EU driving licencebe in a roadworthy condition with a current and valid MOT (unless you are using the insurance policy to take the vehicle to a pre-booked MOT)
Have been a permanent UK resident for the last 12 months or a British expatriateThe vehicle must be taxed (unless you are using the insurance policy to obtain tax for the vehicle immediately after purchase)
Have no more than 7 licence points in the last 3 yearsNot be modified in any way except for those designed to aid disabled drivers
Have not been disqualified from driving for the last 2 yearsBe a right-hand drive car
Have no more than 2 fault claims in the last 3 yearsHave no more than 8 seats
Have no criminal convictionsNot be declared SORN
Not have had a previous policy of insurance declared void by an insurer

Please be aware that each insurer on our panel has its own eligibility criteria and so you should pay close attention to their Proposer’s Declaration.

The cover you need for the duration you want

Full cover,
no impact

Get fully comprehensive cover on our standard short term policies - plus it won't affect your no claims discount

Hourly, daily, weekly

Choose the duration you want with 1-12 hour and 1-28 day cover available - don't pay for cover you don't need

All customised, nothing added

Customise your policy to suit your specific situation - get the policy you want and even choose the minute you want your policy to begin

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