20,040 Reviews

Trust pilot 20,040 reviews
Get a quote
Tempcover - Product Guides

Emergency car insurance

Product guides

Emergency car insurance

For quick cover in an emergency

Get a quote

Get covered fast in an emergency

When emergencies happen, you’ll need to act quickly. If you need emergency car insurance, you can it in just 90 seconds with Tempcover.

Your policy can begin instantly, so there’s no waiting around. You get the cover you need without delay so you can deal with the emergency.

Unfortunately, too many insurers aren’t flexible enough to deal with urgent situations. In difficult times, you deserve emergency insurance support that’s fast, flexible and understands your situation. With temporary insurance from Tempcover, you get quick quotes, instant cover, and policies that fit your needs.

If you need to drive another vehicle to travel to a hospital or your home, you can find a policy to suit your situation with temporary car insurance. You’re not stuck, unable to get around – get where you need to be and have the peace of mind that you’re legally insured on the road.

Can I get car insurance for a few hours?

Yes, with temporary insurance you can get car insurance for a few hours or daily car insurance to suit your needs.

In an emergency, you want a fast insurance solution, and while most drivers will have experience with annual insurance, we all know that getting an annual insurance quote can be a long process.

You don’t have time to go through pages of difficult questions, so you need to find cover that’s quick to get. Getting hourly car insurance is unbelievably quick. It takes just 90 seconds to get a quote and your documents the second you buy, so you can get on the road as soon as possible.

Not only is it quicker to get temporary car insurance than annual, but it can also work out much cheaper as you only pay for the time you actually need.

When is emergency car insurance a good option?

You’ll need emergency car insurance any time you’re in a hurry and need to use another vehicle. Here are some of the urgent situations emergency short term insurance can be the right insurance option for you:

  • When you need quick temporary cover
  • Need to borrow someone’s car to drive to a hospital
  • Need to cover a journey home
  • Your car has broken down or won’t start
  • If your vehicle is stolen or damaged
  • Driving a friends vehicle home if they are over the drink-drive limit
  • The vehicle owner becomes ill suddenly

Can I get immediate car insurance?

In an emergency, time can be crucial, so you don’t want to waste time finding information that isn’t necessary. In order to get a temporary insurance quote you just need some basic information about you and the vehicle, you want to be insured to drive. The personal details you’ll need are:

  • Your full name
  • Your D.O.B
  • You address/contact details
  • Your occupation

About the vehicle you’ll just need to know:

  • The UK registration number
  • The vehicle’s value

There are some basic eligibility criteria you must meet to get a quote. We’re confident we can offer you a policy if you meet the following criteria:

  • Aged 17-78 years old
  • Hold a UK driving licence, an EU or International driving licence
  • Have been a permanent UK resident for the last 12 months or a British expatriate
  • Have no more than 7 licence points in the last 3 years
  • Have not been disqualified from driving for the last 2 years
  • Have no more than 2 fault claims in the last 3 years
  • Have no criminal convictions
  • Not have had a previous policy of insurance declared void by an insurer

Choose the emergency cover that’s right for you

Only you’ll know what emergency insurance cover best fits your situation, so having a policy that’s flexible and customisable is incredibly important.

With emergency insurance, you can adjust the details of the policy to suit your needs. You can select when you need the policy to begin, and how long you need cover for. This means you only pay for the cover you need.

We understand that plans change, so if you only buy cover for a few hours and need cover for longer, we’ll send you a reminder when your policy is due to expire and you can buy another policy just as quickly and easily.

The cover you need for the duration you want

Full cover,
no impact

Get fully comprehensive cover on our standard short term policies - plus it won't affect your no claims discount

Hourly, daily, weekly

Choose the duration you want with 1-12 hour and 1-28 day cover available - don't pay for cover you don't need

All customised, nothing added

Customise your policy to suit your specific situation - get the policy you want and even choose the minute you want your policy to begin

Get a quote