When you need to borrow a car for a long period, monthly car insurance gives you the cover you need for up to 28 days.
Borrowing a car from a friend or family member for an extended period, make sure you have the right insurance for your situation. Insuring a car for a month with Tempcover gives you a tailored insurance policy to suit your needs without any long term commitments.
Monthly insurance is also perfect when you’re planning your summer staycation holiday or travelling to friends and family in the holidays. When you insure your car for up to a month, you get the ease and flexibility of sharing the drive in any car on those long drives.
Yes – and with Tempcover, it’s never been easier. In just a few clicks and with some of your details, we can provide one month car insurance quotes from our panel of insurers. You can then be insured from a moment of your choosing, and we’ll email all the necessary documents right over to you.
Monthly car insurance policy is perfect for so many everyday tasks. It offers the same comprehensive coverage as an annual policy, but its flexible duration means you only pay for when you need it.
Paying for a 12-month policy can be an unnecessary expense if you only need cover for 28 days.
Some of the most common everyday situations for drivers choosing a 1 month car insurance policy include:
In all these situations, you may find that a month is longer than you need cover for. Don’t worry, with Tempcover, you can get the exact policy you want. If you only need insurance for a few hours or days, you can get it with temporary car insurance.
One month car insurance is the truly flexible option when it comes to cover. By only paying for the duration you need it for, you get better value for money overall.
For monthly insurance as and when you need it, temporary car insurance is the ideal insurance option.
Just because you’re getting cover for just 1 month, it doesn’t mean your level of cover has to suffer. Here is what you can expect to be covered when you choose monthly car insurance from Tempcover.
What’s covered with one month car insurance
What’s not covered with one month car insurance
|Fully comprehensive insurance as standard on all monthly car insurance policies||The excess you agreed to pay|
|Accidental and malicious damage to your car||Release from an impound (unless you buy a specific temporary impounded vehicle policy)|
|Accidental and malicious damage to your car||Additional drivers – we can only cover the driver named on the policy|
|Legal liabilities for injury or damage to another person or their property|
|Driving in the UK, and in some instances driving in the EU|
Tempcover works with a panel of insurers to ensure we can provide temporary car insurance for as many drivers as possible. Because of this, full details of cover may differ depending on the insurer. Please double-check the policy wording before purchasing to confirm what is specifically covered in your policy.
Tempcover work with several short term insurance providers to offer one month car insurance. This means we can offer cover to a wide of drivers. Despite our wide acceptance criteria, you will still have to meet some basic requirements to be able to get a quote.
To get monthly car insurance cover, you must
To get monthly car insurance cover, your car must
|Be aged 17-78 years old||Be valued between £1,500 and £65,000|
|Hold a UK driving licence, an EU or International driving licence||be in a roadworthy condition with a current and valid MOT (unless you are using the insurance policy to take the vehicle to a pre-booked MOT)|
|Have been a permanent UK resident for the last 12 months or a British expatriate||The vehicle must be taxed (unless you are using the insurance policy to obtain tax for the vehicle immediately after purchase)|
|Have no more than 7 licence points in the last 3 years||Not be modified in any way except for those designed to aid disabled drivers|
|Have not been disqualified from driving for the last 2 years||Be a right-hand drive car|
|Have no more than 2 fault claims in the last 3 years||Have no more than 8 seats|
|Have no criminal convictions||Not be declared SORN|
|Not have had a previous policy of insurance declared void by an insurer|
Please be aware that each insurer on our panel has its own eligibility criteria and so you should pay close attention to their Proposer’s Declaration.
Looking for temporary insurance for a different vehicle? Tempcover offers a range of temporary insurance products, including:
Get fully comprehensive cover on our standard short term policies - plus it won't affect your no claims discount
Choose the duration you want with 1-12 hour and 1-28 day cover available - don't pay for cover you don't need
Customise your policy to suit your specific situation - get the policy you want and even choose the minute you want your policy to begin