Student car insurance

University students can save on car insurance

Why choose student car insurance?

From 1-28 days. You only pay for the cover you want and only when you need it.
Drive away cover while waiting for your annual policy.
Protects your no claims discount. Fully comp insurance for peace of mind.

University students can save on car insurance

Higher education already comes with its fair share of costs, so adding expensive car insurance to the list is something no student driver wants to do. Reduce the cost of driving while at university or home for the holidays by only paying for cover you actually need, thanks to temporary student car insurance.

Do students get cheaper car insurance?

Yes and no. Generally, students will be less experienced and younger drivers, and that means they’ll be hit with higher than average premiums. But if they only need to use the car every now and then, or a few weeks a year, they could get a much cheaper deal by opting for short term car cover instead.

While many students leave their car at home while away at university, it’s often the case that they’re still paying out annual car insurance, whether on their own vehicle or as named driver on a parent’s policy.

On average, young drivers (17 to 24-years-old) drive less than half the distance than those aged 25 and over, with only around 10% of those being students who drive to a place of education*.

It’s safe to say that if you’re away at university, you’re not likely to drive very much, if at all. You may be paying out thousands of pounds worth of cover when you’re actually only going to be driving a few weeks a year.

But while you may not want to pay out for a years’ worth of cover, it’s more than likely that you’ll want to be able to get around during the holidays.

It’s often said that you can’t have the best of both worlds, but with temporary student car insurance, you really can.

What is the cheapest car insurance for students?

As most students won’t need to use a car all year round, temporary cover rather than an annual policy will work out as the cheapest option.

Most university students won’t have been driving very long and it’s that lack of experience that means you’re more than likely having to shell out thousands of pounds a year in car insurance.

It’s well known that insurers measure the risk of a driver based on a number of factors, one of the most important is your age and therefore driving experience.

With that lack of experience come accidents. And despite young drivers (17-24-years-old) making up just 12% of all drivers, they are involved in a quarter of all car accidents.

Its statistics like this that mean cheap car insurance for students is hard to come by. That’s why short term student car insurance policies like ours are so crucial. We’re able to help keep the cost of insurance down by offering you cover only when you actually need it.

Temporary car insurance for students from Tempcover

Tempcover is proud to be working with top UK insurers to offer a temporary student car insurance scheme, specifically designed to help university students who want to be able to use a vehicle when they’re home from uni.

Get student car insurance for the holidays or term time with our flexible policy durations

The policy is ideal for university student drivers who have access to a parent or other relative’s car during half terms and holidays, as cover is flexible to suit your needs.

Available from 1-28 days at a time, temporary car insurance for students lets you pick the duration that works for you without being tied into a long-term contract, or having to install a black box and app which tracks and monitors where you go and how you drive.

So, if you need a few days insurance over Easter, or a few weeks during the summer, We’ve got you covered.

Protect no claims discount

Now before you get too carried away, many parents or relatives may be reluctant to let you drive their vehicle. That’s not only because of the reputation of young drivers, but also the risk that they could lose the No Claims Discount they’ve spent years accumulating.

But with a short term policy they don’t have to worry, because, through our short term student car insurance, the No Claims Discount of the primary insurance holder is protected.

This offers complete peace of mind to you and the person whose car you’re borrowing.

Save your time

Not only could temporary student car insurance save you money, but it could also save you time. Your busy student life is full of deadlines, studying and meeting friends, so the last thing you want to do is spend time and effort on the phone, applying for insurance or adjusting an existing policy.

With Tempcover, everything is quick and easy and getting a quote takes just a couple of minutes. Once you’ve got your quote, you can be covered instantly if you want to, or simply choose the date and start time you want and then your cover will begin then.

Exclusive temporary car insurance for students

To make sure that temporary student car insurance – whether you’re 18-21 or a mature student – is affordable, we’ve created this policy for university students only. In order to get a temporary student car insurance quote, you must be:

  • A university or mature student with a valid university email address
  • Home from university wanting to drive a parent or other relative’s car.

If this doesn’t sound like you or you’re looking for car insurance for international students, we may still be able to cover you through our standard car scheme or ex-pats cover. If you’re a student but are currently learning to drive, we can provide flexible learner driver insurance for any private lessons you need with friends or family while home from uni.

Get 1 hour to 28 days temporary student insurance in 90 seconds

Customer satisfaction

Since its inception in 2006, Tempcover has been dedicated to providing the best temporary vehicle insurance possible to hundreds of thousands of drivers.

We're currently rated 'Excellent' with a TrustScore of 4.6/5 on the consumer review website TrustPilot, and here’s what just some of the drivers who’ve used Tempcover before thought of our service.

Quick and easy student car insurance quotes

It couldn’t be simpler to get a student car insurance policy.

You can buy a policy online anytime you need it, and with our speedy quote process, you can get a price in just 90 seconds.

Temporary insurance from a panel of insurers

We all know that comparing prices is the best way to save money.

We compare prices and policies from a panel of leading student car insurance providers and show you the cheapest price possible.

You can pay for your short term insurance policy in several ways. Using our secure payment system, you can use the following payment methods:
VISA, Mastercard, AMEX

After you’ve bought your policy, your documents will be emailed to you instantly so there’s no waiting around.

The cover you need for the duration you want

Full cover, no impact

Get fully comprehensive cover on our standard short term policies - plus it won't affect your no claims discount

Hourly, daily, weekly

Choose the duration you want with 1-12 hour and 1-28 day cover available - don't pay for cover you don't need

All customised, nothing added

Customise your policy to suit your specific situation - get the policy you want and even choose the minute you want your policy to begin

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