New Driver Temporary Car Insurance

Short term car insurance for new drivers

Why choose new driver temporary car insurance?

From 1-28 days. You only pay for the cover you want and only when you need it.
Drive away cover while waiting for your annual policy.
Protects your no claims discount. Fully comp insurance for peace of mind.

What is temporary insurance for new drivers?

Temporary car insurance can be the perfect insurance option for new drivers. As a new driver, you might find it difficult to get insurance – and if you do it’s likely to very expensive. With temporary car insurance from Tempcover, you only pay for the time you actually need. From just 1 hour up to 28 days, you can find a policy that’s right for your situation.

Whether you’re driving to university, home for the summer and borrowing your parent’s car, or just want to drive occasionally and need insurance that’s more flexible – Tempcover has options to suit.

As a new driver, being safe on the road is the most important thing. As you gain experience and get more confident on the road, you’ll want an insurance policy that’s there for you should the worst happen. With short term car insurance for new drivers, you get the highest level of cover, fully comprehensive as standard for complete peace of mind on the road.

Can a new driver get temporary car insurance?

New drivers can get temporary car insurance with Tempcover quickly and easily. Many traditional insurers and annual insurance providers won’t offer cover to new drivers, but with temporary car insurance for new drivers, you can.

Because temporary insurance was designed to help drivers who struggle to find insurance elsewhere, new drivers can often find that short term insurance is the best insurance option.

To get temporary car insurance from Tempcover, you just need to be at least 17 years old and held a full licence for at least 6 months. If you meet our basic acceptance criteria, we’re confident we can find you cover.

Is temporary insurance for new drivers expensive?

Unfortunately, new drivers will find that all car insurance is more expensive including temporary insurance. Because driving experience is one of the most important factors when calculating the cost of insurance, new and young drivers will always pay more.

The unfortunate reality is that new drivers and young drivers are more likely to be involved in an incident and therefore make a claim. That’s why they’re charged more by comparison.

Although it can be difficult to get cheap insurance as a new driver, temporary car insurance can be a great way to cut costs and get value for money from your insurance.

As you only pay for cover when you need it, you don’t have the big expense of an annual policy. There are no long-term contracts, so if your situation changes, you’re free to change how you insure your car.

Besides choosing temporary insurance, there are a few other changes you can make to help bring costs down. These include:

  • Increase voluntary excess. This shows you’d be willing to contribute more of your own money if you had to claim. Just be confident you could pay it if you needed to.
  • Use a car in a lower insurance group. Things like engine size and parts costs are used to categorise every model of car into bandings from 1 to 50. The lower the number, the cheaper your insurance should be. Here are some of the cheapest cars to insure for young drivers.
  • Choose the right period of time. If you think you’ll only need a couple of days’ cover, don’t pay for more than you need. At the end of the day, you could always take out another temporary policy if the circumstances changed.
  • Shop around. By using Tempcover, you’ll get the cheapest quote from a wide variety of insurers. We’ll shop around for you and make sure you’re paying the cheapest price possible.

When might I need temporary insurance as a new driver?

Whatever point you’re at in your driving journey, temporary insurance can be the ideal way to save time and money without compromising on the level of cover. Here are just some of the many everyday situations when you might need temporary insurance as a new driver.

  • If only driving occasionally. Not quite ready to drive all the time? Don’t worry you can find flexible cover so you can drive as and when you need to.
  • Borrowing a car for a holiday. If you’re planning a staycation, visiting friends, or heading to a festival, share the drive or borrow a car without impacting their No Claims Discount.
  • Using a parent’s car before getting your own. While picking out your perfect first car, use your parent’s car to get around. There’s no risk to existing policies and with fully comprehensive cover, everyone can relax.
  • Want to test drive a car. Once you’ve found your first car, it’s crucial to test drive it first. With policies starting from just 1 hour, you can get the cover you need for just the time you want.
  • Waiting for a new car to arrive or driving it away. If you can drive your new car home, let temporary insurance fill the gap while you arrange your on-going insurance. If you’re waiting for it to arrive, just get covered to borrow a car for a day or two until it arrives.
  • Student visiting home. Back for just a few weeks over summer? Don’t worry about buying a whole years’ worth of insurance – get cover for up to 28 days at a time with Tempcover.

Benefits of temporary insurance as a new driver

New driver temporary car insurance is the perfect insurance choice for new drivers for so many reasons. Rather than the tired, traditional insurance that sees all drivers as the same, temporary insurance is built to work for you. As a new driver, temporary insurance gives you more than just cover, it gives you control.

Not convinced? Here are just some of the benefits of choosing short term car insurance as a new driver:

  • It will save you money. If you don’t need to drive year-round, why pay for 12-month insurance? With temporary insurance, you only pay for the cover you need.
  • It’s flexible to suit your situation. Life can change pretty quickly as the last few months have shown us. With temporary insurance, you’re not tied in to anything, just choose when you need cover and when the policy ends, you can buy another one there and then if you need or wait until you’re driving again.
  • No impact on No Claims Discount. Letting a new driver use your vehicle can be a concern for some drivers, but with short term insurance, there’s no adjusting existing policies and no impact on their No Claims Discount. It provides complete peace of mind for everyone involved.

How do I get temporary insurance as a new driver?

Even as a new driver, getting temporary insurance is unbelievably quick and easy. Just tell us a little bit about yourself and the car you want to drive, and we’ll give you a quote.

In fact, follow these 3 simple steps and you could be covered with Tempcover:

 Enter a few details about yourself and the car you want to drive

Confirm you’re happy with the price and details of your policy

Pay for your policy and get your documents emailed instantly


Who is eligible for new driver insurance?

If you’re really new to driving, you might still be learning. That’s okay, we can provide temporary learner driver insurance with all the same benefits but suited for learners looking for that little bit of extra practice.

If you’ve passed your test, and have held your licence for at least 6 months, we’re pretty confident we can provide you with a temporary policy. To be sure, here are the minimum requirements you must meet in order to be eligible:

To get temporary new driver car insurance cover, you must

To get temporary new driver car insurance cover, the car you want to test must

Be aged 17-78 years old Be valued between £1,500 and £65,000
Have held a UK driving licence, an EU or International driving licence for at least 6 months Be in a roadworthy condition with a current and valid MOT (unless you are using the insurance policy to take the vehicle to a pre-booked MOT)
Have been a permanent UK resident for the last 12 months or a British expatriate The vehicle must be taxed (unless you are using the insurance policy to obtain tax for the vehicle immediately after purchase)
Have no more than 7 licence points in the last 3 years Not be modified in any way except for those designed to aid disabled drivers
Have not been disqualified from driving for the last 2 years Be a right-hand drive car
Have no more than 2 fault claims in the last 3 years Have no more than 8 seats
Have no criminal convictions Not be declared SORN
Not have had a previous policy of insurance declared void by an insurer

Looking for temporary insurance for a different vehicle? Tempcover offers a range of temporary insurance products, including:


Get 1 hour to 28 days temporary car insurance in 90 seconds

Customer satisfaction

Since its inception in 2006, Tempcover has been dedicated to providing the best temporary vehicle insurance possible to hundreds of thousands of drivers.

We're currently rated 'Excellent' with a TrustScore of 4.6/5 on the consumer review website TrustPilot, and here’s what just some of the drivers who’ve used Tempcover before thought of our service.

At Tempcover, we aim to provide award winning temporary insurance:

Quick and easy new driver temporary car insurance quotes

It couldn’t be simpler to get a new driver temporary car insurance policy.

You can buy a policy online anytime you need it, and with our speedy quote process, you can get a price in just 90 seconds.

Temporary insurance from a panel of insurers

We all know that comparing prices is the best way to save money.

We compare prices and policies from a panel of leading new driver temporary car insurance providers and show you the cheapest price possible.

You can pay for your short term insurance policy in several ways. Using our secure payment system, you can use the following payment methods:
VISA, Mastercard, AMEX

After you’ve bought your policy, your documents will be emailed to you instantly so there’s no waiting around.

The cover you need for the duration you want

Full cover, no impact

Get fully comprehensive cover on our standard short term policies - plus it won't affect your no claims discount

Hourly, daily, weekly

Choose the duration you want with 1-12 hour and 1-28 day cover available - don't pay for cover you don't need

All customised, nothing added

Customise your policy to suit your specific situation - get the policy you want and even choose the minute you want your policy to begin

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