Short term cover can save you time and money
What is temporary van insurance?
Temporary van insurance is the affordable and flexible insurance choice for drivers looking to use a van on a short term basis.
There are hundreds of everyday situations where you might need to use a van and because many of us don’t have regular access to one, borrowing a van is usually the best option.
If you’re borrowing a vehicle, no matter what type, you’ll have to make sure you have the right type of insurance. This is where temporary van insurance can help you.
It’s unlikely that you’ll need to use this van permanently, so why would you want to get a permanent insurance policy? If you’re only borrowing it for a couple of days or weeks, why pay for a year’s worth of insurance?
With a temporary policy from Tempcover, you don’t have to. You get insurance for the duration you want without having to pay for cover you don’t need.
When could temporary van cover save me money?
One of the most popular reasons for borrowing a van is to move house. You’ll probably need a large vehicle to move the bigger, bulkier items and you’ll find that borrowing a van is much cheaper than hiring a removal company.
At what is already an expensive and stressful time, a quick and easy temporary policy can remove some of the stress of moving house.
We aim to make every step of the process as simple and straightforward as possible. From start to finish, it takes just a couple of minutes to get a quote and we won’t ask any difficult of intrusive questions.
Alongside comprehensive cover as standard, you can also add a range of affordable extras to your policy including gadget cover and roadside breakdown assistance for that extra peace of mind during your move.
Once you’ve purchased your policy, your certificate of insurance is emailed to you instantly, so there’s no waiting around.
Whether it’s just a few days or you need cover for longer, temporary van cover offers flexible insurance for the duration you want.
For more ways to ensure a smooth move, check out our handy guide on moving house. From packing and preparation to your first night in your new home, we’ve got everything you need know.
Delivering or transporting large items
Moving house is not the only time you’ll need to borrow a van to move large items. Sofas, white goods and other heavy items are often too big for your everyday car, so transporting them can be a real hassle.
Rather than struggling to fit your old three-piece suite in the back of your hatchback, you could borrow a van from a friend or family and save yourself a lot of time and effort.
Unfortunately, when borrowing a van from someone you know, there is an added pressure to make sure nothing goes wrong.
To make sure everyone is covered if the worst should happen, choose short term van insurance. Not only does it allow you to legally drive another person’s van but it also protects the No Claims Discount of the vehicle owner.
This means that if you have an accident while using their van, their existing annual insurance won’t be affected.
This will not only put their mind at ease and make them more likely to let you borrow their van but because they won’t have to make a claim they’ll save money on their future premiums.
With comprehensive cover as standard and protected No Claims Discount, you can focus on delivering your things without the worry.
There are many ways that short term van insurance could help you and your business. We know that many businesses depend on their vans and if something goes wrong, your whole operation could be affected.
From temporarily insuring new employees while annual insurance is arranged to borrowing a van while yours is in for repairs, temporary insurance is the ideal insurance option.
We’ll have you and your business will be back on the road in no time.
Most businesses work on tight margins so the cheap cost of temporary insurance can be a real lifesaver.
Compared to an expensive annual policy, short term van cover offers great value for businesses needing temporary cover.
Not only will you save money by choosing temporary insurance but because Tempcover works with a range of insurers, you can compare different quotes to find the best price and policy for your situation.
With affordable cover available instantly, temporary insurance is the smart choice for your business.
Who we cover
As the UK’s leading temporary cover provider, Tempcover has helped thousands of van drivers get fast, flexible and affordable insurance.
Working with several trusted insurers means we can offer temporary cover to a wide variety of drivers. From young drivers to those with previous convictions, we aim to insure as many people as possible.
There are many factors that insurers consider when offering cover. Your age, location and driving history are just some of the things insurance companies look at when calculating your risk.
This means that while we’re confident we can offer cover to a large number of drivers; some restrictions still apply.
We’re sure we can provide you with a quote if you meet the following criteria:
- Aged between 21 and 74 years old
- The holder of a UK driving licence or EU driving licence (minimum 6 months for UK licence and 12 months for EU licence)
- A driver with penalty points – time limits and certain restrictions do apply
- Looking to insure a van valued between £500 and £30,000
- Wanting to add an additional driver to the policy
- Insuring a vehicle up to 7.5 tonnes
There are some occasions when we are unable to offer cover. Unfortunately, we can’t offer you temporary van insurance in the following circumstances:
- Vans used for exportation. Any vehicle that leaves the UK must return within the period of cover and this would only cover them in the EU
- To be used as evidence of insurance to recover an impounded vehicle (Try our specific impounded insurance scheme)
- No modifications allowed (except ones to aid ability etc.)
- Insuring a vehicle with more than 5 seats in total
What body types can be insured?
While van is the general term for the vehicle type, there are many different types of van available.
To make sure you get the right quote and pay the right the price, it’s important to select the correct body type.
When getting a quote, you can select from the following body types:
- Pickup – Single Cab
- Pickup – Double Cab
- Box Van
- Luton Van
- Minibus (up to 8 seats)
- Hot food dispenser
- Ice cream van
- Livestock carrier
- Milk float
- Mobile shop
- Refuse vehicle
- Road sweeper
- Skip carrier
- Vehicle Transporter
Advice for first-time van drivers
A lot of drivers who want to borrow a van will be using one for the first time. Unlike driving a different car for the first time, getting behind the wheel of van comes with a whole new set of challenges.
You’re not only sat in a completely different vantage point but you have a much larger vehicle to try and manoeuvre. If you lack experience driving a larger vehicle and how it handles, you’re more likely to have an accident on the road.
This is why having the right van cover is incredibly important.
It’s against the law to drive without insurance and even if you’re just borrowing a van for a day and you’re already insured on your own vehicle, you’re still committing a crime a could face:
6 penalty points (more if you’re involved in a serious accident)
Disqualified from driving
Fines ranging from £300 to an unlimited fine
Having the vehicle seized and potentially destroyed
Before you set off on your journey make sure that you’re properly insured and that you’re comfortable driving a larger vehicle.
To help you prepare for your first trip in a van, we’ve put together this handy guide for beginners. It has everything you need to know to ensure a safe and successful journey.
Find out how much you could save with temporary van cover from Tempcover